Positive Changes an Automated Visitor Management System Will Bring to Your Office

Positive Changes an Automated Visitor Management System Will Bring to Your Office

Is your receptionist spending most of her time dealing with visitors to your office? Does she fall short of fulfilling her other responsibilities because she is preoccupied with the task of filling in the details of all the visitors? A receptionist juggling between her work and tending to visitors often leaves your guests grumbling for lack of attention. Many receptionists have more to offer if given the opportunity. If you want a more organized system while at the same time have a productive receptionist, introduce an automated visitor management system. The operations in your office will be seamless and visitors will be given optimum attention.

If you are looking to protect your institutions from such troublesome behavior, you should consider ATT Systems Group. They offer not only an integrated Visitor Management System, but also advise on how to run it. Check out Visitor Management System Singapore today.

In this article, David Smith discusses the impact an automated visitor management system will have on the operations in your office.

What you should expect from a visitor management system

“For every organization, having an effective visitor management system has become the biggest benefit factor. From ensuring the security of your organization to protecting it against legal issues, benefits of a visitor management system for a business are enormous. Essentially, a Visitor Management System is a digital version of a visitor record sheet.” Read more here

Should your company find itself on the wrong side of the law due to unwarranted allegations, having a reliable system to back your response is vital. A visitor can easily deny having signed on the sheet of paper, if you are using the manual system. It is also difficult to ascertain if the signature is authentic. However, an automated system will capture the visitor’s face and details. This information is saved and can be retrieved at any given time quite easily. You will not be forced to go through hundreds of sheets searching for one visitor out of the hundreds that come to your office.  

This article, by Abir Ahmed, discusses how small businesses can reduce their operation costs and improve their profits with the use of a visitor management system.

How visitor security will increase your revenue

“Small businesses around the world are always looking for cost effective ways to adopt technology. One of the growing technology small businesses are introducing to their system Visitor Management System. Businesses of any size attract visitors on their premises and with visitors come the burning question related to security.” Read more here

Once visitors to your business premises realize that you have taken precautions to secure your business, they will be comfortable enough to spend time with you until a sale is closed. Most visitors feel comfortable to transact with a company which puts their security first. Employees feel this way when a visitor management system is set up. They are more productive. Sales increase when everyone involved in the transaction process feels safe.

In this article found in blogs.ntu.edu.sg, the author discusses the different visitors that visit offices and the importance of having a record of every visitor.

Classification if visitors to audit the performance of a business

“On a daily basis, a typical building facility is faced with many visitors from all walks of life.
They could range from regular visitors, such as Internal staff, business associates, external VIP guest, 1st-time visitors who are coming into the company for a short-term purpose, such as a job interview. Delivery personnel delivering an express parcel or food ordered by an employee during peak hour lunch time.” Read more here

It is essential for all companies to verify the purpose of every visit to the premises. Without this information, a business could easily assume that the visits will boost sales. However, this may not necessarily be true if 80% of those visits are private visits to members of staff and unofficial deliveries. This information will help companies determine which policies to change in order to adequately gauge the impact the business has on the community.

A visitor management system helps businesses to determine who walks into the business premises, how long they were in and the nature of the visit. These records are important for security reasons as well as to understand the productivity of the business. Sales can be equated to the number of paying visitors. The visitor management system can also be used as a backup, should anything go wrong. For example, arising disputes regarding deliveries. Visitor management systems have different benefits to offices and if used effectively, it could easily result in increased profits and reduced operating costs.

Top Symptoms and Causes of Arthritis

Top Symptoms and Causes of Arthritis

When a person suffers from arthritis, their joints are inflamed. The key signs of arthritis include stiffness and joint aches. The condition can usually aggravate with growing age. Rheumatoid arthritis and osteoarthritis are two common forms of arthritis.

When this happens, you can look for joint support products such as PIP Elekiban Support. If you are having knee support issues, you can consider knee support products such as PIP Elekiban Knee Support. Check out their website for more information.

If a person develops osteoarthritis, his/her cartilage has a breakdown. Cartilage is a slippery and hard tissue, which acts as a cushion for the ends of bones forming a joint. On the other hand, rheumatoid arthritis is a type of disorder, which initially targets synovium, a lining of the joints.

When arthritis has become severe and has affected your arms or hands, you can find difficulty in performing your daily activities. For instance, if you have developed arthritis in your weight-bearing joints, you may have difficulty in sitting up straight and walking comfortably. There are many instances when the affected joints can become deformed and twisted.

Treatments may not be the same and can vary depending on the arthritis type. The key aims of treating a person’s arthritis are to enhance the quality of life and reduce its symptoms.

Symptoms of arthritis

Common symptoms and signs of arthritis can involve a person’s joints. Based on the arthritis type, some symptoms and signs are:

· Redness

· Swelling

· Stiffness

· Reduced range of motion

· Pain

Arthritis Causes
There are two common kinds of arthritis. These are rheumatoid arthritis and osteoarthritis. Both these types can damage your joints in distinct ways.

Rheumatoid arthritis
It is a type of arthritis where the immune system of the body attacks the joint capsule’s lining. It is a sturdy membrane, which encloses the different joint parts.

Osteoarthritis
It is the most common form of arthritis in the entire world. OA occurs due to the wear and tear of the cartilage

Arthritis-risk factors

Some major risk factors include:

· Gender- Women are more vulnerable to succumb to rheumatoid arthritis as compared to men. On the other hand, men are more susceptible to gout, a different kind of arthritis.

· Family history/genetics-There are some forms of arthritis that can run in the family. If there are people in your family who suffer from arthritis, you have a greater chance of developing arthritis. For instance, when your siblings or parents suffer from this disorder. Thus, the genes of a person can make him or her more vulnerable to certain environmental factors, which can trigger arthritis.

· Earlier joint injury: If people have injured their joints previously while playing or otherwise, there is a greater chance of developing arthritis in that particular joint.

In conclusion, take care of your knees and avoid over-exerting those joints. As you age, you will realise your recovery slows down, and you want to start taking care before that happens. You can also consider using support products, like the one we have mentioned above.

Treating Chronic Shoulder Pain with Magnetic Therapy

Treating Chronic Shoulder Pain with Magnetic Therapy

Our shoulders are one of the most active joints in the human body. The muscles around the shoulders are responsible for generating a lot of our lifting and carrying power and thus face routine stress. Shoulder pains can happen due to a lot reasons such as excessive stress on the shoulders, muscle pull or internal injury or other kinds of trauma. Magnetic therapy has proven itself to be a great way of managing neck and shoulder pain.

If you are looking a pain relief patch to relieve your neck and shoulder pain, do consider PIP Elekiban. They are Japan’s No #1 selling pain relief product, and have been well received for many years. Check out their site here today.

Neck and shoulder pain often happen in conjunction with each other and can be relieved through routine magnetic therapy. There are a wide range of magnetic tips and attachable “biomagnets” available which can be fixed to the pain affected areas.

Finding the Joint Spaces and using Magnets at the Right Locations

Specific joint pains in the shoulder can be treated with properly placed magnets whose magneto-static fields are aligned accordingly. For finding the right locations for magnet placement in the front part of the shoulder, the arm is raised and lowered a couple of times while pressing at the front base of the shoulder. Upon noticing the sharp joint space, the magnets at placed at three separate locations.
For accurately finding the joint space in the back of the shoulder, the arm is to be again raised and lowered while pressing the back of the shoulder. Magnets are to be placed at the sharp locations. Similarly, for finding the joint space in the top part of the arm which is connected to the shoulders, the arm is raised and lowered gently while pressing directly below the shoulder bone. The joint space is located just below the shoulder bone and is the perfect spot for another magnet. It is always advised to use a combination of three magnets at a time.

Various forms of magnetic therapy and planned magnet placement are recommended and used by physiotherapists and neurologists. Various strengths of magnets can be used whose fields penetrate deeper into the muscle improving blood circulation and causing pain release.

Magnetic therapy is non-toxic, non-invasive and completely pain free. Upon routine sessions for a few weeks patients can experience noticeable change in their pain levels and can manage it better. For any kind of neck and shoulder pain magnetic therapy can be the new way to go due its ease of application and non-reliance on any kind of drugs such as pain killers.

Tips to Avoid Joint Aches in the winters

Tips to Avoid Joint Aches in the winters

With the drop in the mercury, your joint aches can go up. In other words, winter is a season of more pain for persons who are already suffering from arthritis. While the exact cause behind the relationship between cold and joint aches appear to be uncertain, there is no doubt that signs can actually aggravate. There is a possibility that joints, ligaments, and muscles of an affected person can become stiffer when the temperatures lower.

If that happens, you can look for joint support products such as PIP Elekiban Support. If you are having waist support issues, you can consider waist support products such as PIP Elekiban Waist Support. Check out their website for more information.

What is clear though is that such people can distinguish between frigid winter temperatures and hot summer days. Here are some of the top ways to protect your vulnerable joints in the winters:

Dress in layers
Make sure that you dress in layers and in warm clothes during the winters. Experts feel that it is crucial to keep a person’s body temperature warm. At the same time, it is also necessary to keep the joints warm in cold.

Stay active in winters
When it is cold outside, it can be a tempting idea to remain indoors and be cozy rather than going outdoors for a walk. However, a person suffering from arthritis needs to stay physically active for improved mobility and function. When activities are slashed, it results in more joint aches and reduced range of motion.

Apply extra caution in certain conditions
Persons who face vascular issues that occur solitarily or along with condition such as lupus may exhibit cold-related symptoms. When there is a constriction in the blood vessels, there is a sense of numbness in toes and fingers. Even the skin reddens or turns blue as a result. These set of people will experience joint pain because of the winters as well as have the vascular component, which goes with it. Thus, it is even doubly crucial to keep your body warm and ensure that the feet and hands stay dry and warm.

Consume over-the-counter painkillers with caution
Certain drugs such as ibuprofen, acetaminophen, and naproxen may come handy for people affected with joint pains in the winter months. However, the concerned physician should be aware that the patient is taking those OTC drugs. It is particularly true when a person suffers from stomach ulcers or kidney problems or when he or she is on a prescription blood thinner.

Apply moderate heat
There could be a great deal of appeal for the use of warm packs on cold joints. Many people are fond of using stuff like heating pads and moist heat. However, patients should be extremely careful while applying heat as there can be bad skin burns at times.

Use the above-mentioned guidelines to ensure that your joint pain is within your control. Go to a physician, when nothing seems to work to reduce the ache. Alternatively, you can also consider using support products, like the one we have mentioned above.

Best Food Items to Relieve Your Joint Aches

Best Food Items to Relieve Your Joint Aches

You could be already taking medicines for your joint pain – either over-the-counter or prescription to relieve joint aches as well as inflammation and stiffness. Many studies have, however, revealed that certain supplements, spices, and foods can help apart from regular treatments and medicines.

Alternatively, you can look for joint support products such as PIP Elekiban Support. If you are having knee support issues, you can consider knee support products such as PIP Elekiban Knee Support. Check out Knee Support Singapore for more information.

Check out the recommendations of the experts on the diets to have.

1. Green tea
It is one of the world’s most widely used beverages. Green tea’s positive health benefits have been a subject of many studies. It has polyphenolic compounds that have anti-inflammatory feature and is known to complement the nutritional therapy effectively.

2. Herbs and spices
Ginger and turmeric are spices acknowledged worldwide for their anti-inflammatory properties. These spices are frequently used in Indian dishes. In fact, turmeric finds its uses in traditional Asian medicines due to its anti-inflammatory benefits.

3. Cruciferous vegetables
Apart from the intake of other vegetables an affected person should make an effort to consume half a cup of cruciferous vegetables on a regular basis. These include kale, sprouts, Brussels, cauliflower, or broccoli. Many nutritionists feel they are powerhouses of different kinds of nutrients like fiber, vitamins, and antioxidants. A group of researchers from Maryland made a study of an antioxidant compound called sulforaphane in 2005 discovered in cruciferous veggies. They also discovered that the compound can block an enzyme, which triggers inflammation and joint aches. Apart from helping patients suffering from arthritis, they are also useful for athletes putting a lot of stress on their joints.

4. Fish oil
Fish oils have many associated benefits as they are a rich source of omega-3 fatty acid. Many studies conducted on consumption of fish oil demonstrate that there are anti-inflammatory properties that are especially useful to relieve joint pain. Fish oil can be found in cold-water fish like sardines, trout, and wild salmon. Natural sources of vegetarian and vegan food include organic soybeans, chia seeds, and flax seed.

5. Mediterranean diet
Several studies have inferred that a Mediterranean diet has different kinds of health benefits. In fact, some of them have overlapping attributes with nonsteroidal anti-inflammatory drugs.
People suffering from joint pain and arthritis should avoid these foods
Refined grains and sugars like white bread, pasta and rice should be avoided as much as possible if a person wants to get relief from joint inflammation or reduce it.

In case you have a feeling that despite being careful about your eating habits, you are succumbing to diet-related joint aches; it is time to consult a doctor as soon as possible. Alternatively, you can look for joint support products like the one we have mentioned at the top.

How to Ease Neck Pain effectively?

How to Ease Neck Pain effectively?

Neck pain has become a common problem these days and you must know the right pain management tips in order to effectively combat the incessant neck pain. Here is a list of the most effective and unheard tips that will help you relieve your pain.

If you are suffering from some form of neck or shoulder pain, and normal treatment or exercise does not work for you, you can consider alternative therapy such as magnetic therapy. PIP Singapore is the perfect solution you are looking for. They have the best-selling magnetic plasters aka PIP Elekiban, magnetic necklace Singapore aka PIP Magneloop and other support products aka PIP Support. Check their website out today.

Next, this medically reviewed article at Healthline Media written by Erica Cirino throws some light in this regard.

Use Ice Therapy

Ice has long been used as a pain-relieving treatment. Experts say that ice works as a short-term pain reliever for the muscles, especially when used repeatedly over hours or days. Read More Here!

Using ice for relieving neck pain has been one of the best methods. It is known that the ice brings down the nerve action that can help in reducing the severity of the spasms in the neck. However, you need not put the ice directly on the neck. Instead, you can fold it within a towel and then apply on the area. You can keep it for about 10 minutes and repeat the same twice or thrice a day as and when required.

Moreover, neck strain can also because due to headaches or due to numbing in the shoulders, back and head. Therefore, placing the ice pack on the bone behind the ear, amongst the thumb and index finger and even in the middle of the eyebrow is known to be effective. Putting ice on these other spots will also augment pain relief.

Lana Burgess discussed on neck spasms in a post at MedicalNewsToday.

Manage stress to say goodbye to neck pain

Stress may trigger neck spasms. Taking regular breaks from work and exercising as often as possible may help a person better manage stress? Read More Here!

Stress has an impact on the muscles of your neck. As you become more tensed, the muscles of your neck can tighten up creating a lot of tension and spasms in the neck. Diseases such as chronic neck pain are caused due to severe stress and even depression. Moreover, if you are stressed out, then you are more likely to feel the pain more than usual.

Thus, managing stress becomes imperative for leading a happy and pain-free lifestyle. You should exercise regularly so that the blood circulation is optimum and aerobic activity, stretching and keeping on moving, in general, will also help you to prevent neck pain, to begin with.

Yoga and meditation can help a great deal with relieving neck pain. There are various yoga asanas that especially focus on neck pain and helps you alleviate the pain. Meditation also helps you de-stress which, in turn, helps you in reducing the pain. If you have not tried either of the two yet, you must give it a go and you will be surprised to see how you can deal with neck spasms naturally.

Here are some tips provided by D’mitri Sofianos, MD on solving neck strain problems at Spine Health.

Maintain a good posture

The neck’s muscles, tendons, and other soft tissues can become overstretched when the head is held too far forward or tilted at an angle for too long. Some examples include being hunched over a computer for several hours, holding the phone between the ear and shoulder, or sleeping in a position that does not support the cervical spine well. Read More Here!

Needless to say, poor posture is the main reason behind neck pain and neck spasm. You should make sure that you move your neck around every one hour just to have the movement in the neck. If you are someone with a desk job, then you might be stuck to the computer for hours and might not be able to move a lot. However, you can take mini breaks every now and then just to get moving and prevent neck pain.

Most of the neck pain issues are tied to people using the mobile phones as they continuously look down at the screen of their tablet or mobile phone. This indeed is really harmful to your neck and you might even have to get yourself treated for the same.

To conclude, you must maintain a proper posture all the time to avoid neck spasms. Using ice therapy on the affected area will help a great deal with alleviating the pain. Other contributing factors like stress also need to be managed. Yoga and meditation immensely help with the neck spasms. Lastly, regular exercise and precautionary measures would help you, in the long run, to keep your neck pain free.

What Goes Into Making Effective Assessments Of Used Yachts While Buying Them?

Owning a yacht is a thing of pride for most people nowadays. Yacht owners usually never miss an opportunity to brag about their yacht’s engine, customised interiors and ostentatious exteriors. However, most yachts are actually not as sturdy as they appear. Due to constant exposure to seawater, most yachts are likely to have multiple damages here and there. Unsurprisingly, most of these damages are unnoticeable to the average person. This is the reason marine insurance experts strongly recommend to people buying used yachts, to get a thorough yacht assessment done by the experts, before buying one. If one is looking for financial assistance from banks to buy used yachts, then this process of evaluation becomes mandatory.

If you are looking for marine insurance Singapore, you should consider Allegiance Marine Insurance. They cover both Marine Cargo and Marine Hull insurances. You should definitely look them up above if you are serious about protecting your marine goods or properties.

A good inspection report provides the prospective used yacht buyers, the perfect weapon to negotiate the price of the yacht. In the yachting circles, this process is referred to as condition and valuation survey. It is imperative that the evaluation of yachts is done by a qualified professional. Only the yacht experts know what to check for and what to ignore. Most people do not know that, most yacht models have some predefined strengths and weaknesses. Yacht experts are aware of these and can help prospective buyers in taking a smart decision. In this article we shall discuss, what goes into making effective assessments of used yachts while buying them.

There is no substitute for a current evaluation
Some used yacht buyers decide to buy the used yachts based on some old reports. Trying to save the costs of inspection this way, can result in huge losses later. Seas are highly unpredictable, there is no saying what a particular yacht would have gone through in its life. A current yacht evaluation by an expert is absolutely important before making any decisions regarding buying used yachts. It is imperative that people realise that, most of the problems in used yachts only become apparent upon deep inspection.

Yachts require maintenance without doubts
No used yacht will be as good as new, no matter how well maintained it is. Almost all used yachts will need some amount of renovation before it is seaworthy again. A thorough evaluation gives the complete picture regarding this. Prospective yacht owners will come to know the extent of repairs necessary and the costs associated with it. Once these figures are known, the prospective buyers can decide if it is worth buying the used yacht for the price being quoted. Yachts will inevitably require maintenance and it is no different for used yachts.

Reasons why a marine insurance claim might get rejected

Technology has led to the increasing complexity in the structure of businesses. But there are few processes that still remain the same. And catering to the increasing complexity of the businesses there are now some very flexible marine insurance policies available for every type of business. If you are going to choose a marine cargo or hull insurance for the first time then you should make sure that you understand the terms and conditions of each policy available for your business.

If you are looking for marine insurance in Singapore, you should consider Allegiance Marine Insurance. They cover both Marine Cargo and Marine Hull insurances. You should definitely look them up above if you are serious about protecting your marine goods or properties.

There are some situations where a marine insurance company might reject the claims for an insurance cover. Here are a few:

Discrepancies in the documentation
Each type of insurance policy might call for a different type of documentation procedure. If the details filled out are erroneous, or if there are some documents missing there are very good chances of the claim being rejected. The nuances of the policy should be understood well before claiming. As simple as it might appear at times it is always a good idea to get your claim forms checked by a professional insurance advisor before it reaches the insurance company.

Disparity in the understanding of the policy terms
Most cases the problem occurs because businesses choose an insurance policy that appears to be suitable in the first glance. It is always a good idea to seek the help of an insurance advisor to study every type of insurance policy offered by the company and then choose one whose terms would cover everything that the business needs. There might be several clauses that allow or deny the claim process and these should be clearly understood before purchasing the policy. It would be a good idea to periodically review the policy terms and add essential upgrades when required.

Maintenance issues
Marine hull insurance covers the repair costs. But there are cases where the incurred cost might be due to the improper maintenance of the vessel. These are cases when the policy claim might be rejected because covering these costs might be an unnecessary burden for the insurance company. And this might also not be a part of the policy terms. Before a claim is being approved there would be checks conducted to ensure that there has been no compromise on the regular maintenance routines. Not having proper records of the maintenance activities done might also make it difficult to obtain the insurance cover.
Thus in most cases the insurance claim would be a simple process provided the claim is genuine and provided that there are transparent documents available wherever required.

Things You Need To Know About Corporate Insurance

Running your own business can be a very risky endeavor. There are so many things that can go wrong and 9 out of 10 times you will be the one who has to bear the brunt of the blame. There are so many variables that you have to take account of when you are running a corporation irrespective of the size. Sometimes it is just not possible to manage it all and there can be a few times when there can be a mishap that will result in dire circumstances for your company.

Many companies have learned the hard way that the thing most damaging to a company is usually an accident that can ultimately result in a lawsuit. Those companies that were not ready for these situations usually have to shut their gates without really knowing whether they will ever be able to reopen.

It is always better for the company to prepare for the worst while hoping for the best and one major step in this preparation is choosing to get corporate insurance. However, choosing a corporate insurance plan is sometimes like learning to speak a new language there are so many new terms and types that you have to take into consideration. Here are some points that you need to know and can help you choose the insurance that is best for your company.

Evaluate your risk

This is one of the most important steps while choosing a corporate insurance scheme. Most insurance companies will first evaluate how much at risk your business is and that will result in the premium that you will be paying. The underwriter who will come to assess the risk will do a thorough job of it as he/she has done it before. It is also important that you yourself do some risk assessment beforehand in case you can find something that you are able to fix to reduce the risk when the underwriter arrives.

Find the best choice

Corporate insurance comes in many types such as

General liability

product liability insurance in companies for their products

Property

Business interruption

Professional liability

These are just a few that are the most common types of insurances and it is important that you go through all of the types and find the one that suits you the best. However, before any working of your corporation starts it is important to at least get the basic insurance that can cover any major mishaps while you look for a more relatable option.

Shop around

Once you have decided the type of insurance that you want to buy it is important that you take into consideration the different pricing options and find the one that is best for you. Remember to always choose the one that is the best value for your money as the cheapest one may not always provide you with the coverage that you need. So find the one that suits your needs the best even if it does go a little over budget.

Stay up to date

It is easy to buy insurance at the beginning of your venture. However, it is important that you keep updating the kind of insurance you need as your company grows. The insurance rates can also fluctuate regularly so it is important that you stay up to date about any change to the policy or the price of your insurance.

It is Essential

When you start a business it is not usually insurance that is the first thing that comes to your mind as you have a lot of other obstacles and hurdles that you have to go through to get your business off the ground. While it may not be the first priority it is essential to avoid losses in the long run.

Now is the time to start providing a health insurance cover to your employees

Once you come to know the benefits your company will derive by offering a suitable health cover to your employees, you should not delay implementation of the decision. Even if you had not done this earlier, it is never late to undertake this task because it will bestow immense benefits for your business growth. Let us find out why you should provide a suitable health insurance cover to your employees without delaying further.

1. A properly chosen health cover will attract the best employees in your industry

Among the benefits companies offer to their employees, a good health cover stands on top because nowadays, medical and treatment-related expenses are repulsively high. If there is illness in their families, employees will not be able to enjoy the fruits of their earnings fully because they will be saddled with huge medical and treatment-related expenses.

If you provide your employees with a good health cover, they will feel relieved to a great extent. That is the reason job aspirants with top skills look for companies that offer excellent medical covers. In other words, you can get the top-most talents in your industry if you shop around and wisely choose a very good corporate insurance for your company.

2. Retaining the best talents is easy

Apart from attracting the best talents available in your industry, you will be able to retain them as well because these employees will be an inspired lot, thanks to the health insurance plan you make available to them.

3. You can instill a feeling of security in your employees

By putting in place an appropriate health insurance plan that covers the health risks of your employees, you will be instilling a sense of security in them because their financial worries will have been reduced to a great extent. This feeling will help them in focusing better on their job. Apart from performing to their optimum capabilities, these employees will become loyal to your company also.

4. Increased profits

Since your employees will be more productive with a contractors all risk insurance , you an see increased profits. Further, your employees, being a motivated lot, will ensure complete client satisfaction also. So, you can expand your client base and achieve your growth targets more easily.

5. Smooth work-flow

Especially, if you put in place a health plan that focuses more on preventive care, your employees will remain healthy. This will reduce absenteeism and therefore, there will not be any issues with the work-flow. This will result in increased productivity that will go a long way in accelerating your business growth.

On the contrary, if your employees or their dependents fall ill frequently, the work-flow in your company will get disrupted. You may not be able to stick to delivery schedules. If your customers feel that they have been let down, they may not hesitate to look for an alternative supplier or provider. Remember that there is competition in every industry and yours may not be an exception. So, if you delay putting in place a suitable health cover for your employees or if you show stinginess in choosing the right plan, you may have to pay dearly. Your business goals may continue to remain as pipe-dreams.

6. Reduced employee turnover enhances your reputation in the industry

Apart from increasing the productivity of your employees, an appropriate health plan will bring down employee turnover in your company. So, you will enjoy a very high reputation in your industry.

In view of the foregoing, you are advised to put in place a suitable health insurance plan in your company. In fact, when you are likely to derive such great benefits by taking this step, why to delay taking proactive action?

What types of Foreign Worker insurance is right for your business

Foreign Workers Insurance:

An insurance is an arrangement by which a company or may be the state ensure to give some kind of compensation in case of any kind of losses or damage or even in case of death. Foreign workers insurance is a type of insurance that covers individuals who go out of their native lands to work in a foreign country, against any medical injuries. Any individual who works in a foreign land for any tenure is liable to get this insurance. Any individual who travels out of their country is covered under this insurance to be compensated for any injuries that happen to them while they are on-the-job.

The foreign workers insurance is availed a lot by those industries where people come to work from different countries. For example in the hospitality business, a hotel can employ someone from a foreign country. That person then becomes liable to be covered under the foreign workers medical insurance. Also we are living in a global world. Every year, every day, every hour people are travelling from one end of the globe to the other end for work. Each time an individual travels to a foreign country whether from the manufacturing sector or the service sector, whether from the utility industry or the entertainment industry, the industrial products sector or the infrastructure sector, they come under the purview of the foreign workers insurance that give them the much needed medical security. This insurance is provided by the employer under state regulations that differ from country to country. However, the premise of the insurance remains the same all over the world.

Types of Foreign Workers Insurance:

There are different types of foreign workers insurance depending on the country where it is availed. However the basic coverage remains to be the same under any foreign workers insurance.

Hospital room charges: in case of hospitalization, the insurance will cover the cost of your hospital room charges to a certain limit fixed by the state.

Intensive or critical unit charges: in case you meet with an accident and is put in an intensive care unit, the insurance will cover the cost incurred.

Surgery charges: in case you have to undergo any surgery due to any accident or injury, the insurance will cover the cost.

Miscellaneous hospital expense: during your stay in the hospitals all the miscellaneous expenses like medicines, dressing, therapy charges—all this is covered under this insurance.

Pre and post hospitalization charges: any kind of expense incurred for investigation and diagnosis pre and post hospitalization is covered by this insurance.

http://www.fmm.org.my/Industry-@-Foreign_Worker_Medical_Insurance.aspx

What Does Public Liability Insurance Cover

In case your business is held accountable for causing injury to an individual or people who are not on your company payroll or for damage caused to their property, the relevant legal expenses, and the compensation payments can be covered by the public liability insurance Singapore. The scope of this policy also extends to death, bodily injury or damage to a person’s possessions, which has been caused by your company.

The PL insurance provides coverage for payment of compensation claims that are made by members of general public, customers or even suppliers who are dealing or interacting with your business. However, an important point to note here is that the PL insurance will not cover employee injuries or damage caused to their properties. You will require a separate liability policy for the employees to tackle such risks.

Instances of public liability

An instance of the application of a public limited policy would be if a supplier, while trips accidentally on one of the loose floorboards while delivering some ingredients to the office cafeteria. The supplier suffered from physical injuries and is now claiming compensation for damages against the business owner.

A second example could be a consultant while working in the office of a client spoils some tea and damages an expensive computer gadget of his client. Subsequently, the client claims for the expenses of replacement or repair.

Another good example is a customer in a parlor can claim for compensation if her hair got burnt by the hair straighteners, which a hair stylist on the payroll of the salon had left, switched on accidentally.

Paying compensation

In all the above scenarios, if a business or an individual takes legal action for the injury or damage they have experienced, the courts will eventually give the final verdict on the responsibility.

In case the court finds a company liable for causing damage, death or injury, it will order the business to pay monetary compensation to the plaintiff. The payment for compensation will consider factors like the loss of earnings for the claimant, expenses for repairing or replacing the damaged property or any other medical costs.

The PL insurance policy also covers the legal expenses of the insured as well as the legal costs incurred by the claimant, as well as the compensation amount, subject to the policy’s limit.

Levels of cover

Your cover limit can be selected on the basis of the level and the kind of risks that your business is vulnerable to along with the probable limit of compensation payments. The limit of the policy is the maximum value that an insurance company will be paying for a particular event or it can even be the total maximum amount that an insurer will be paying for many events in a single year.